Call reports 2019
FIRST NATIONAL BANK OF HUNTSVILLE — 2019
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 471,618,000 | 470,559,000 | 465,614,000 | 485,869,000 |
| Total loans | 257,434,000 | 253,010,000 | 258,425,000 | 254,632,000 |
| Allowance for loan losses | 4,605,000 | 4,616,000 | 4,607,000 | 4,838,000 |
| Securities available for sale | 172,436,000 | 161,380,000 | 150,818,000 | 183,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,549,000 | 408,519,000 | 401,755,000 | 422,821,000 |
| Interest-bearing deposits | 267,580,000 | 260,262,000 | 265,974,000 | 283,004,000 |
| Noninterest-bearing deposits | 143,969,000 | 148,257,000 | 135,781,000 | 139,817,000 |
| Equity capital | 58,401,000 | 60,332,000 | 61,638,000 | 61,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,282,000 | 8,650,000 | 13,133,000 | 17,622,000 |
| Interest expense | 552,000 | 1,107,000 | 1,682,000 | 2,281,000 |
| Net interest income | 3,730,000 | 7,543,000 | 11,451,000 | 15,341,000 |
| Noninterest income | 755,000 | 1,530,000 | 2,328,000 | 3,569,000 |
| Noninterest expense | 3,019,000 | 6,027,000 | 9,108,000 | 11,894,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 300,000 |
| Pretax income | 1,441,000 | 2,996,000 | 4,596,000 | 6,716,000 |
| Income tax | 257,000 | 541,000 | 837,000 | 1,246,000 |
| Net income | 1,184,000 | 2,455,000 | 3,759,000 | 5,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,053,000 | 54,323,000 | 55,628,000 | 55,398,000 |
| Total capital | 56,121,000 | 57,347,000 | 58,688,000 | 58,491,000 |
| Risk-weighted assets | 243,921,000 | 240,359,000 | 243,324,000 | 245,733,000 |