Call reports 2018
FIRST NATIONAL BANK OF HUNTSVILLE — 2018
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 456,916,000 | 460,560,000 | 460,495,000 | 469,922,000 |
| Total loans | 252,602,000 | 259,156,000 | 256,096,000 | 256,987,000 |
| Allowance for loan losses | 4,358,000 | 4,381,000 | 4,407,000 | 4,610,000 |
| Securities available for sale | 179,893,000 | 170,742,000 | 172,858,000 | 163,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,893,000 | 403,408,000 | 401,817,000 | 412,049,000 |
| Interest-bearing deposits | 268,927,000 | 269,771,000 | 268,464,000 | 276,297,000 |
| Noninterest-bearing deposits | 131,966,000 | 133,637,000 | 133,353,000 | 135,752,000 |
| Equity capital | 54,609,000 | 55,635,000 | 56,765,000 | 56,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,751,000 | 7,689,000 | 11,812,000 | 16,056,000 |
| Interest expense | 367,000 | 744,000 | 1,139,000 | 1,630,000 |
| Net interest income | 3,384,000 | 6,945,000 | 10,673,000 | 14,426,000 |
| Noninterest income | 775,000 | 1,543,000 | 2,328,000 | 3,456,000 |
| Noninterest expense | 3,030,000 | 5,996,000 | 8,946,000 | 11,700,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 300,000 |
| Pretax income | 1,104,000 | 2,442,000 | 3,980,000 | 5,882,000 |
| Income tax | 156,000 | 463,000 | 791,000 | 1,200,000 |
| Net income | 948,000 | 1,979,000 | 3,189,000 | 4,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,858,000 | 50,889,000 | 52,099,000 | 51,869,000 |
| Total capital | 52,944,000 | 54,042,000 | 55,191,000 | 54,980,000 |
| Risk-weighted assets | 245,653,000 | 251,020,000 | 246,049,000 | 247,346,000 |