Call reports 2017
FIRST NATIONAL BANK OF HUNTSVILLE — 2017
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 455,665,000 | 450,412,000 | 454,257,000 | 473,194,000 |
| Total loans | 238,400,000 | 244,219,000 | 244,207,000 | 247,291,000 |
| Allowance for loan losses | 4,011,000 | 4,056,000 | 4,103,000 | 4,331,000 |
| Securities available for sale | 177,831,000 | 165,209,000 | 183,256,000 | 190,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,937,000 | 394,421,000 | 397,193,000 | 417,709,000 |
| Interest-bearing deposits | 267,919,000 | 264,687,000 | 263,325,000 | 279,341,000 |
| Noninterest-bearing deposits | 133,018,000 | 129,734,000 | 133,868,000 | 138,368,000 |
| Equity capital | 52,975,000 | 54,088,000 | 55,056,000 | 54,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,547,000 | 7,137,000 | 10,809,000 | 14,481,000 |
| Interest expense | 245,000 | 508,000 | 797,000 | 1,126,000 |
| Net interest income | 3,302,000 | 6,629,000 | 10,012,000 | 13,355,000 |
| Noninterest income | 765,000 | 1,542,000 | 2,324,000 | 3,437,000 |
| Noninterest expense | 2,789,000 | 5,603,000 | 8,454,000 | 11,169,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 300,000 |
| Pretax income | 1,253,000 | 2,518,000 | 3,807,000 | 5,323,000 |
| Income tax | 328,000 | 660,000 | 1,003,000 | 1,425,000 |
| Net income | 925,000 | 1,858,000 | 2,804,000 | 3,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,469,000 | 48,403,000 | 49,349,000 | 48,910,000 |
| Total capital | 50,352,000 | 51,383,000 | 52,322,000 | 51,968,000 |
| Risk-weighted assets | 229,509,000 | 237,340,000 | 236,715,000 | 243,398,000 |