Call reports 2016
FIRST NATIONAL BANK OF HUNTSVILLE — 2016
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 454,238,000 | 453,722,000 | 448,295,000 | 455,668,000 |
| Total loans | 224,953,000 | 229,401,000 | 233,531,000 | 235,773,000 |
| Allowance for loan losses | 3,736,000 | 3,763,000 | 3,782,000 | 3,974,000 |
| Securities available for sale | 207,436,000 | 191,183,000 | 188,592,000 | 187,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,939,000 | 399,465,000 | 392,886,000 | 401,948,000 |
| Interest-bearing deposits | 274,076,000 | 272,714,000 | 268,335,000 | 268,581,000 |
| Noninterest-bearing deposits | 120,863,000 | 126,751,000 | 124,551,000 | 133,367,000 |
| Equity capital | 51,636,000 | 52,513,000 | 53,258,000 | 52,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,646,000 | 10,122,000 | 13,585,000 |
| Interest expense | 243,000 | 508,000 | 761,000 | 1,015,000 |
| Net interest income | 3,074,000 | 6,138,000 | 9,361,000 | 12,570,000 |
| Noninterest income | 750,000 | 1,523,000 | 2,292,000 | 3,567,000 |
| Noninterest expense | 2,718,000 | 5,589,000 | 8,408,000 | 10,983,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 300,000 |
| Pretax income | 1,081,000 | 2,022,000 | 3,170,000 | 4,854,000 |
| Income tax | 268,000 | 490,000 | 774,000 | 1,244,000 |
| Net income | 813,000 | 1,532,000 | 2,396,000 | 3,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,280,000 | 45,999,000 | 46,862,000 | 46,545,000 |
| Total capital | 48,025,000 | 48,788,000 | 49,704,000 | 49,421,000 |
| Risk-weighted assets | 218,580,000 | 222,140,000 | 226,416,000 | 228,973,000 |