Call reports 2015
FIRST NATIONAL BANK OF HUNTSVILLE — 2015
What FIRST NATIONAL BANK OF HUNTSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 460,864,000 | 456,904,000 | 458,056,000 | 455,715,000 |
| Total loans | 197,740,000 | 207,144,000 | 216,116,000 | 219,012,000 |
| Allowance for loan losses | 3,439,000 | 3,465,000 | 3,487,000 | 3,707,000 |
| Securities available for sale | 222,624,000 | 231,991,000 | 217,609,000 | 211,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,607,000 | 401,468,000 | 404,964,000 | 402,343,000 |
| Interest-bearing deposits | 292,099,000 | 282,370,000 | 289,128,000 | 286,768,000 |
| Noninterest-bearing deposits | 117,508,000 | 119,098,000 | 115,837,000 | 115,575,000 |
| Equity capital | 49,430,000 | 49,995,000 | 51,021,000 | 50,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,085,000 | 6,221,000 | 9,529,000 | 12,880,000 |
| Interest expense | 247,000 | 491,000 | 725,000 | 951,000 |
| Net interest income | 2,838,000 | 5,730,000 | 8,804,000 | 11,929,000 |
| Noninterest income | 829,000 | 1,571,000 | 2,350,000 | 3,439,000 |
| Noninterest expense | 2,571,000 | 5,189,000 | 7,785,000 | 10,245,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 300,000 |
| Pretax income | 1,071,000 | 2,062,000 | 3,294,000 | 4,823,000 |
| Income tax | 256,000 | 474,000 | 792,000 | 1,206,000 |
| Net income | 815,000 | 1,588,000 | 2,502,000 | 3,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,814,000 | 43,587,000 | 44,501,000 | 44,466,000 |
| Total capital | 45,302,000 | 46,237,000 | 47,183,000 | 47,166,000 |
| Risk-weighted assets | 198,123,000 | 211,178,000 | 213,748,000 | 214,990,000 |