Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 278,097,000 | 276,218,000 | 272,328,000 | 271,976,000 |
| Total loans | 185,858,000 | 201,884,000 | 198,134,000 | 198,693,000 |
| Allowance for loan losses | 3,181,000 | 3,184,000 | 3,238,000 | 3,235,000 |
| Securities available for sale | 51,281,000 | 50,836,000 | 47,691,000 | 50,766,000 |
| Securities held to maturity | 866,000 | 1,666,000 | 1,665,000 | 1,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,708,000 | 228,817,000 | 226,414,000 | 226,493,000 |
| Interest-bearing deposits | 171,564,000 | 169,830,000 | 159,713,000 | 164,983,000 |
| Noninterest-bearing deposits | 65,144,000 | 58,987,000 | 66,701,000 | 61,510,000 |
| Equity capital | 29,804,000 | 30,594,000 | 28,726,000 | 32,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,583,000 | 7,544,000 | 11,957,000 | 16,334,000 |
| Interest expense | 964,000 | 2,268,000 | 3,822,000 | 5,449,000 |
| Net interest income | 2,619,000 | 5,276,000 | 8,135,000 | 10,885,000 |
| Noninterest income | 299,000 | 604,000 | 913,000 | 1,254,000 |
| Noninterest expense | 1,756,000 | 3,553,000 | 5,441,000 | 7,343,000 |
| Provision for loan losses | 0 | 0 | 64,000 | 64,000 |
| Pretax income | 1,162,000 | 2,327,000 | 3,543,000 | 4,732,000 |
| Income tax | 12,000 | 21,000 | 37,000 | 64,000 |
| Net income | 1,150,000 | 2,306,000 | 3,506,000 | 4,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,228,000 | 38,868,000 | 39,720,000 | 39,847,000 |
| Total capital | 40,893,000 | 41,685,000 | 42,512,000 | 42,633,000 |
| Risk-weighted assets | 212,685,000 | 225,032,000 | 222,945,000 | 222,398,000 |