Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 251,174,000 | 254,574,000 | 268,331,000 | 264,042,000 |
| Total loans | 172,940,000 | 187,574,000 | 193,227,000 | 188,690,000 |
| Allowance for loan losses | 3,173,000 | 3,175,000 | 3,176,000 | 3,177,000 |
| Securities available for sale | 53,202,000 | 48,728,000 | 45,961,000 | 46,951,000 |
| Securities held to maturity | 1,117,000 | 1,116,000 | 1,115,000 | 1,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,485,000 | 214,278,000 | 230,244,000 | 234,064,000 |
| Interest-bearing deposits | 149,916,000 | 154,684,000 | 157,279,000 | 162,919,000 |
| Noninterest-bearing deposits | 64,569,000 | 59,594,000 | 72,965,000 | 71,145,000 |
| Equity capital | 30,681,000 | 27,071,000 | 25,703,000 | 28,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 4,981,000 | 8,258,000 | 11,683,000 |
| Interest expense | 161,000 | 414,000 | 896,000 | 1,676,000 |
| Net interest income | 2,239,000 | 4,567,000 | 7,362,000 | 10,007,000 |
| Noninterest income | 284,000 | 601,000 | 910,000 | 1,231,000 |
| Noninterest expense | 1,576,000 | 3,172,000 | 4,852,000 | 6,594,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 4,000 |
| Pretax income | 947,000 | 1,996,000 | 3,415,000 | 4,640,000 |
| Income tax | 6,000 | 12,000 | 20,000 | 42,000 |
| Net income | 941,000 | 1,984,000 | 3,395,000 | 4,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,102,000 | 35,743,000 | 36,918,000 | 38,079,000 |
| Total capital | 37,565,000 | 38,371,000 | 39,634,000 | 40,741,000 |
| Risk-weighted assets | 196,288,000 | 209,741,000 | 216,812,000 | 212,412,000 |