Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 238,563,000 | 244,044,000 | 247,708,000 | 255,238,000 |
| Total loans | 160,203,000 | 163,689,000 | 165,003,000 | 177,275,000 |
| Allowance for loan losses | 2,889,000 | 2,967,000 | 3,241,000 | 3,171,000 |
| Securities available for sale | 56,892,000 | 59,411,000 | 58,804,000 | 58,509,000 |
| Securities held to maturity | 3,238,000 | 1,361,000 | 1,360,000 | 1,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,230,000 | 201,877,000 | 199,003,000 | 213,005,000 |
| Interest-bearing deposits | 151,243,000 | 146,582,000 | 142,218,000 | 149,236,000 |
| Noninterest-bearing deposits | 51,987,000 | 55,295,000 | 56,785,000 | 63,769,000 |
| Equity capital | 33,745,000 | 34,520,000 | 35,178,000 | 35,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,826,000 | 7,457,000 | 10,006,000 |
| Interest expense | 203,000 | 391,000 | 570,000 | 740,000 |
| Net interest income | 2,159,000 | 4,435,000 | 6,887,000 | 9,266,000 |
| Noninterest income | 278,000 | 580,000 | 875,000 | 1,139,000 |
| Noninterest expense | 1,548,000 | 3,106,000 | 4,694,000 | 6,312,000 |
| Provision for loan losses | 90,000 | 258,000 | 303,000 | 303,000 |
| Pretax income | 1,237,000 | 2,089,000 | 3,202,000 | 4,337,000 |
| Income tax | 5,000 | 12,000 | 17,000 | 26,000 |
| Net income | 1,232,000 | 2,077,000 | 3,185,000 | 4,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,341,000 | 33,295,000 | 34,088,000 | 35,161,000 |
| Total capital | 35,518,000 | 35,576,000 | 36,413,000 | 37,666,000 |
| Risk-weighted assets | 173,434,000 | 181,836,000 | 185,123,000 | 199,718,000 |