Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 229,599,000 | 240,141,000 | 245,827,000 | 247,712,000 |
| Total loans | 151,859,000 | 159,687,000 | 162,205,000 | 163,574,000 |
| Allowance for loan losses | 2,513,000 | 2,603,000 | 2,693,000 | 2,783,000 |
| Securities available for sale | 46,617,000 | 55,850,000 | 58,599,000 | 58,273,000 |
| Securities held to maturity | 3,991,000 | 3,989,000 | 3,748,000 | 3,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,260,000 | 190,899,000 | 189,421,000 | 201,237,000 |
| Interest-bearing deposits | 134,575,000 | 143,243,000 | 143,677,000 | 147,383,000 |
| Noninterest-bearing deposits | 44,685,000 | 47,656,000 | 45,744,000 | 53,854,000 |
| Equity capital | 31,909,000 | 34,332,000 | 35,411,000 | 35,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 4,908,000 | 7,409,000 | 9,634,000 |
| Interest expense | 500,000 | 871,000 | 1,185,000 | 1,425,000 |
| Net interest income | 2,018,000 | 4,037,000 | 6,224,000 | 8,209,000 |
| Noninterest income | 279,000 | 574,000 | 875,000 | 1,138,000 |
| Noninterest expense | 1,499,000 | 3,036,000 | 4,505,000 | 5,977,000 |
| Provision for loan losses | 55,000 | 145,000 | 406,000 | 1,467,000 |
| Pretax income | 1,355,000 | 2,937,000 | 3,695,000 | 4,100,000 |
| Income tax | 6,000 | 4,000 | 7,000 | 13,000 |
| Net income | 1,349,000 | 2,933,000 | 3,688,000 | 4,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,089,000 | 32,172,000 | 32,649,000 | 32,984,000 |
| Total capital | 33,161,000 | 34,288,000 | 34,804,000 | 35,226,000 |
| Risk-weighted assets | 165,349,000 | 168,808,000 | 171,856,000 | 178,802,000 |