Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,277,000 | 215,265,000 | 225,731,000 | 228,036,000 |
| Total loans | 142,676,000 | 147,861,000 | 152,633,000 | 158,042,000 |
| Allowance for loan losses | 2,347,000 | 2,423,000 | 2,498,000 | 2,457,000 |
| Securities available for sale | 42,790,000 | 44,276,000 | 43,922,000 | 44,639,000 |
| Securities held to maturity | 2,237,000 | 2,236,000 | 3,493,000 | 2,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,421,000 | 165,269,000 | 173,175,000 | 179,140,000 |
| Interest-bearing deposits | 129,640,000 | 125,698,000 | 127,886,000 | 133,546,000 |
| Noninterest-bearing deposits | 42,781,000 | 39,571,000 | 45,289,000 | 45,594,000 |
| Equity capital | 29,255,000 | 30,332,000 | 31,397,000 | 31,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,569,000 | 5,053,000 | 7,682,000 | 10,295,000 |
| Interest expense | 537,000 | 1,091,000 | 1,686,000 | 2,262,000 |
| Net interest income | 2,032,000 | 3,962,000 | 5,996,000 | 8,033,000 |
| Noninterest income | 230,000 | 490,000 | 824,000 | 1,100,000 |
| Noninterest expense | 1,434,000 | 2,929,000 | 4,395,000 | 5,793,000 |
| Provision for loan losses | 37,000 | 112,000 | 187,000 | 650,000 |
| Pretax income | 792,000 | 1,915,000 | 3,178,000 | 3,630,000 |
| Income tax | 8,000 | 6,000 | 12,000 | 23,000 |
| Net income | 784,000 | 1,909,000 | 3,166,000 | 3,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,089,000 | 29,214,000 | 30,348,000 | 30,741,000 |
| Total capital | 29,996,000 | 31,183,000 | 32,398,000 | 32,846,000 |
| Risk-weighted assets | 152,132,000 | 157,094,000 | 163,583,000 | 168,068,000 |