Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 204,231,000 | 201,401,000 | 202,802,000 | 202,022,000 |
| Total loans | 122,638,000 | 123,696,000 | 126,972,000 | 131,709,000 |
| Allowance for loan losses | 1,916,000 | 1,950,000 | 1,983,000 | 2,011,000 |
| Securities available for sale | 53,540,000 | 52,376,000 | 50,967,000 | 48,109,000 |
| Securities held to maturity | 4,586,000 | 4,585,000 | 4,343,000 | 4,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,423,000 | 157,849,000 | 156,238,000 | 168,008,000 |
| Interest-bearing deposits | 124,009,000 | 117,040,000 | 114,980,000 | 122,221,000 |
| Noninterest-bearing deposits | 43,414,000 | 40,809,000 | 41,258,000 | 45,787,000 |
| Equity capital | 23,681,000 | 25,332,000 | 25,120,000 | 24,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,124,000 | 6,188,000 | 8,265,000 |
| Interest expense | 175,000 | 355,000 | 536,000 | 719,000 |
| Net interest income | 1,838,000 | 3,769,000 | 5,652,000 | 7,546,000 |
| Noninterest income | 235,000 | 441,000 | 671,000 | 900,000 |
| Noninterest expense | 1,261,000 | 2,487,000 | 3,757,000 | 5,012,000 |
| Provision for loan losses | 30,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 782,000 | 1,662,000 | 2,475,000 | 3,265,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 4,000 |
| Net income | 779,000 | 1,657,000 | 2,467,000 | 3,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,003,000 | 22,514,000 | 22,837,000 | 23,587,000 |
| Total capital | 23,668,000 | 24,189,000 | 24,551,000 | 25,343,000 |
| Risk-weighted assets | 132,955,000 | 133,690,000 | 136,824,000 | 140,240,000 |