Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 195,762,000 | 186,130,000 | 196,616,000 | 203,439,000 |
| Total loans | 114,737,000 | 112,841,000 | 121,110,000 | 125,519,000 |
| Allowance for loan losses | 1,741,000 | 1,810,000 | 1,856,000 | 1,876,000 |
| Securities available for sale | 46,267,000 | 51,725,000 | 51,608,000 | 54,110,000 |
| Securities held to maturity | 2,971,000 | 2,970,000 | 4,147,000 | 4,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,597,000 | 158,178,000 | 162,306,000 | 169,173,000 |
| Interest-bearing deposits | 127,862,000 | 117,935,000 | 116,254,000 | 120,965,000 |
| Noninterest-bearing deposits | 44,735,000 | 40,243,000 | 46,052,000 | 48,208,000 |
| Equity capital | 20,866,000 | 20,516,000 | 21,792,000 | 22,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,680,000 | 5,639,000 | 7,745,000 |
| Interest expense | 172,000 | 342,000 | 506,000 | 674,000 |
| Net interest income | 1,658,000 | 3,338,000 | 5,133,000 | 7,071,000 |
| Noninterest income | 260,000 | 493,000 | 720,000 | 963,000 |
| Noninterest expense | 1,239,000 | 2,443,000 | 3,676,000 | 4,973,000 |
| Provision for loan losses | 150,000 | 225,000 | 270,000 | 300,000 |
| Pretax income | 566,000 | 1,200,000 | 1,944,000 | 2,798,000 |
| Income tax | 2,000 | 6,000 | 10,000 | 15,000 |
| Net income | 564,000 | 1,194,000 | 1,934,000 | 2,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,696,000 | 20,061,000 | 20,635,000 | 21,447,000 |
| Total capital | 21,327,000 | 21,636,000 | 22,302,000 | 23,148,000 |
| Risk-weighted assets | 130,386,000 | 125,771,000 | 133,193,000 | 135,907,000 |