Call reports 2015
MORGAN FEDERAL BANK — 2015
What MORGAN FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 106,666,000 | 111,744,000 | 114,037,000 | 117,247,000 |
| Total loans | 47,243,000 | 46,748,000 | 46,101,000 | 48,390,000 |
| Allowance for loan losses | 365,000 | 365,000 | 365,000 | 365,000 |
| Securities available for sale | 45,917,000 | 49,874,000 | 55,455,000 | 56,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,114,000 | 92,834,000 | 94,146,000 | 97,891,000 |
| Interest-bearing deposits | 72,481,000 | 78,092,000 | 78,247,000 | 81,729,000 |
| Noninterest-bearing deposits | 14,633,000 | 14,742,000 | 15,899,000 | 16,162,000 |
| Equity capital | 11,969,000 | 11,900,000 | 12,143,000 | 12,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,632,000 | 2,472,000 | 3,311,000 |
| Interest expense | 101,000 | 203,000 | 342,000 | 484,000 |
| Net interest income | 711,000 | 1,429,000 | 2,130,000 | 2,827,000 |
| Noninterest income | 309,000 | 735,000 | 1,129,000 | 1,503,000 |
| Noninterest expense | 902,000 | 1,797,000 | 2,665,000 | 3,551,000 |
| Provision for loan losses | 30,000 | 34,000 | 34,000 | 34,000 |
| Pretax income | 88,000 | 347,000 | 580,000 | 765,000 |
| Income tax | -73,000 | -14,000 | 105,000 | 142,000 |
| Net income | 161,000 | 361,000 | 475,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,758,000 | 11,858,000 | 11,873,000 | 11,921,000 |
| Total capital | 12,123,000 | 12,223,000 | 12,238,000 | 12,286,000 |
| Risk-weighted assets | 62,096,000 | 63,422,000 | 62,659,000 | 65,275,000 |