Call reports 2025
AMERICAN BANK, NATIONAL ASSOCIATION — 2025
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 632,208,000 | 641,241,000 | 652,084,000 | 700,010,000 |
| Total loans | 443,941,000 | 451,276,000 | 489,555,000 | 527,888,000 |
| Allowance for loan losses | 6,002,000 | 6,132,000 | 6,468,000 | 7,321,000 |
| Securities available for sale | 23,387,000 | 29,609,000 | 32,099,000 | 23,344,000 |
| Securities held to maturity | 9,251,000 | 9,276,000 | 9,300,000 | 9,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,004,000 | 534,733,000 | 547,410,000 | 592,485,000 |
| Interest-bearing deposits | 468,858,000 | 463,122,000 | 477,883,000 | 513,400,000 |
| Noninterest-bearing deposits | 59,146,000 | 71,611,000 | 69,527,000 | 79,085,000 |
| Equity capital | 64,682,000 | 67,545,000 | 70,571,000 | 73,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,882,000 | 24,437,000 | 37,441,000 | 51,234,000 |
| Interest expense | 4,761,000 | 10,041,000 | 15,327,000 | 20,748,000 |
| Net interest income | 7,121,000 | 14,396,000 | 22,114,000 | 30,486,000 |
| Noninterest income | 119,000 | 251,000 | 500,000 | 780,000 |
| Noninterest expense | 2,745,000 | 5,497,000 | 8,303,000 | 11,221,000 |
| Provision for loan losses | 1,610,000 | 2,820,000 | 4,515,000 | 7,035,000 |
| Pretax income | 2,855,000 | 6,300,000 | 9,766,000 | 13,060,000 |
| Income tax | 576,000 | 1,274,000 | 1,977,000 | 2,642,000 |
| Net income | 2,279,000 | 5,026,000 | 7,789,000 | 10,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,428,000 | 66,204,000 | 68,998,000 | 71,657,000 |