Call reports 2024
AMERICAN BANK, NATIONAL ASSOCIATION — 2024
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 503,766,000 | 508,532,000 | 549,370,000 | 557,293,000 |
| Total loans | 326,577,000 | 352,695,000 | 392,948,000 | 397,194,000 |
| Allowance for loan losses | 4,233,000 | 4,791,000 | 5,286,000 | 5,508,000 |
| Securities available for sale | 35,432,000 | 25,042,000 | 20,379,000 | 19,535,000 |
| Securities held to maturity | 9,153,000 | 9,178,000 | 9,202,000 | 9,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,579,000 | 412,231,000 | 449,964,000 | 455,797,000 |
| Interest-bearing deposits | 356,544,000 | 365,285,000 | 392,236,000 | 395,683,000 |
| Noninterest-bearing deposits | 53,035,000 | 46,946,000 | 57,728,000 | 60,114,000 |
| Equity capital | 55,541,000 | 57,444,000 | 60,178,000 | 62,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,238,000 | 19,702,000 | 31,397,000 | 42,835,000 |
| Interest expense | 4,045,000 | 8,454,000 | 13,136,000 | 17,957,000 |
| Net interest income | 5,193,000 | 11,248,000 | 18,261,000 | 24,878,000 |
| Noninterest income | 145,000 | 422,000 | 683,000 | 848,000 |
| Noninterest expense | 2,692,000 | 5,388,000 | 8,153,000 | 10,887,000 |
| Provision for loan losses | 1,287,000 | 2,794,000 | 4,364,000 | 5,664,000 |
| Pretax income | 1,359,000 | 3,488,000 | 6,385,000 | 9,133,000 |
| Income tax | 265,000 | 686,000 | 1,270,000 | 1,823,000 |
| Net income | 1,094,000 | 2,802,000 | 5,115,000 | 7,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,110,000 | 56,847,000 | 59,190,000 | 61,415,000 |