Call reports 2023
AMERICAN BANK, NATIONAL ASSOCIATION — 2023
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 401,660,000 | 417,100,000 | 487,606,000 | 451,309,000 |
| Total loans | 285,503,000 | 300,084,000 | 313,422,000 | 317,913,000 |
| Allowance for loan losses | 4,313,000 | 4,097,000 | 4,177,000 | 4,123,000 |
| Securities available for sale | 28,116,000 | 28,899,000 | 27,251,000 | 33,416,000 |
| Securities held to maturity | 9,054,000 | 9,079,000 | 9,104,000 | 9,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,854,000 | 326,887,000 | 395,215,000 | 358,976,000 |
| Interest-bearing deposits | 271,272,000 | 263,293,000 | 335,361,000 | 299,781,000 |
| Noninterest-bearing deposits | 61,582,000 | 63,594,000 | 59,855,000 | 59,195,000 |
| Equity capital | 50,534,000 | 51,979,000 | 54,013,000 | 54,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,076,000 | 15,017,000 | 23,751,000 | 33,321,000 |
| Interest expense | 2,244,000 | 5,048,000 | 8,665,000 | 12,742,000 |
| Net interest income | 4,832,000 | 9,969,000 | 15,086,000 | 20,579,000 |
| Noninterest income | 16,000 | 1,215,000 | 1,511,000 | 1,814,000 |
| Noninterest expense | 2,530,000 | 5,561,000 | 8,346,000 | 10,920,000 |
| Provision for loan losses | 720,000 | 1,825,000 | 3,206,000 | 6,387,000 |
| Pretax income | 1,598,000 | 3,778,000 | 5,045,000 | 5,086,000 |
| Income tax | 325,000 | 778,000 | 1,035,000 | 1,035,000 |
| Net income | 1,273,000 | 3,000,000 | 4,010,000 | 4,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,313,000 | 52,070,000 | 54,210,000 | 54,281,000 |