Call reports 2022
AMERICAN BANK, NATIONAL ASSOCIATION — 2022
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 244,444,000 | 258,930,000 | 311,940,000 | 372,209,000 |
| Total loans | 156,065,000 | 164,286,000 | 200,952,000 | 274,668,000 |
| Allowance for loan losses | 1,859,000 | 2,092,000 | 2,572,000 | 2,993,000 |
| Securities available for sale | 29,295,000 | 30,829,000 | 30,870,000 | 30,289,000 |
| Securities held to maturity | 0 | 8,981,000 | 9,006,000 | 9,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,194,000 | 209,465,000 | 256,458,000 | 304,977,000 |
| Interest-bearing deposits | 178,699,000 | 161,147,000 | 202,744,000 | 243,975,000 |
| Noninterest-bearing deposits | 41,495,000 | 48,318,000 | 53,714,000 | 61,002,000 |
| Equity capital | 23,538,000 | 48,378,000 | 49,025,000 | 50,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,480,000 | 7,447,000 | 12,071,000 | 18,303,000 |
| Interest expense | 340,000 | 707,000 | 1,350,000 | 2,788,000 |
| Net interest income | 3,140,000 | 6,740,000 | 10,721,000 | 15,515,000 |
| Noninterest income | 43,000 | 313,000 | 433,000 | 752,000 |
| Noninterest expense | 1,885,000 | 4,001,000 | 6,296,000 | 8,890,000 |
| Provision for loan losses | 328,000 | 756,000 | 1,506,000 | 2,341,000 |
| Pretax income | 970,000 | 2,296,000 | 3,352,000 | 5,036,000 |
| Income tax | 197,000 | 467,000 | 686,000 | 1,026,000 |
| Net income | 773,000 | 1,829,000 | 2,666,000 | 4,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,977,000 | 47,064,000 | 47,931,000 | 49,305,000 |