Call reports 2021
AMERICAN BANK, NATIONAL ASSOCIATION — 2021
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 187,022,000 | 206,135,000 | 210,343,000 | 204,203,000 |
| Total loans | 113,610,000 | 130,028,000 | 117,630,000 | 125,367,000 |
| Allowance for loan losses | 1,356,000 | 1,634,000 | 1,646,000 | 1,670,000 |
| Securities available for sale | 21,989,000 | 21,987,000 | 23,711,000 | 27,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,443,000 | 164,209,000 | 174,972,000 | 175,478,000 |
| Interest-bearing deposits | 118,418,000 | 135,768,000 | 142,299,000 | 144,244,000 |
| Noninterest-bearing deposits | 27,025,000 | 28,441,000 | 32,673,000 | 31,234,000 |
| Equity capital | 18,528,000 | 21,887,000 | 22,613,000 | 24,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 5,270,000 | 8,320,000 | 11,932,000 |
| Interest expense | 250,000 | 529,000 | 828,000 | 1,139,000 |
| Net interest income | 2,179,000 | 4,741,000 | 7,492,000 | 10,793,000 |
| Noninterest income | 63,000 | 146,000 | 580,000 | 1,175,000 |
| Noninterest expense | 1,425,000 | 3,160,000 | 5,252,000 | 6,880,000 |
| Provision for loan losses | 333,000 | 623,000 | 883,000 | 1,283,000 |
| Pretax income | 508,000 | 1,140,000 | 1,973,000 | 3,841,000 |
| Income tax | 105,000 | 235,000 | 403,000 | 790,000 |
| Net income | 403,000 | 905,000 | 1,570,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,587,000 | 17,620,000 | 18,314,000 | 20,175,000 |