Call reports 2020
AMERICAN BANK, NATIONAL ASSOCIATION — 2020
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,932,000 | 112,314,000 | 127,272,000 | 133,185,000 |
| Total loans | 45,293,000 | 68,423,000 | 81,364,000 | 81,391,000 |
| Allowance for loan losses | 615,000 | 893,000 | 1,125,000 | 1,151,000 |
| Securities available for sale | 28,111,000 | 22,621,000 | 21,428,000 | 24,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,480,000 | 96,531,000 | 110,664,000 | 113,995,000 |
| Interest-bearing deposits | 71,188,000 | 77,164,000 | 90,107,000 | 96,468,000 |
| Noninterest-bearing deposits | 15,292,000 | 19,366,000 | 20,558,000 | 17,527,000 |
| Equity capital | 14,917,000 | 15,129,000 | 15,939,000 | 18,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,011,000 | 4,702,000 | 6,751,000 |
| Interest expense | 277,000 | 512,000 | 753,000 | 985,000 |
| Net interest income | 1,199,000 | 2,499,000 | 3,949,000 | 5,766,000 |
| Noninterest income | 42,000 | 61,000 | 79,000 | 381,000 |
| Noninterest expense | 816,000 | 1,623,000 | 2,495,000 | 3,643,000 |
| Provision for loan losses | 280,000 | 580,000 | 855,000 | 1,065,000 |
| Pretax income | 265,000 | 627,000 | 1,007,000 | 1,769,000 |
| Income tax | 53,000 | 127,000 | 204,000 | 363,000 |
| Net income | 212,000 | 500,000 | 803,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,490,000 | 10,808,000 | 11,522,000 | 14,154,000 |