Call reports 2019
AMERICAN BANK, NATIONAL ASSOCIATION — 2019
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,386,000 | 80,091,000 | 83,343,000 | 99,034,000 |
| Total loans | 24,222,000 | 26,749,000 | 32,795,000 | 39,499,000 |
| Allowance for loan losses | 61,000 | 201,000 | 366,000 | 534,000 |
| Securities available for sale | 26,756,000 | 25,132,000 | 26,349,000 | 25,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,834,000 | 64,940,000 | 68,083,000 | 83,958,000 |
| Interest-bearing deposits | 46,711,000 | 45,796,000 | 55,094,000 | 66,286,000 |
| Noninterest-bearing deposits | 17,123,000 | 19,144,000 | 12,989,000 | 17,672,000 |
| Equity capital | 14,026,000 | 14,477,000 | 14,569,000 | 14,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 1,658,000 | 3,020,000 | 4,483,000 |
| Interest expense | 70,000 | 296,000 | 533,000 | 791,000 |
| Net interest income | 321,000 | 1,362,000 | 2,487,000 | 3,692,000 |
| Noninterest income | 10,000 | 12,000 | -5,000 | 3,000 |
| Noninterest expense | 198,000 | 824,000 | 1,459,000 | 2,227,000 |
| Provision for loan losses | 60,000 | 245,000 | 520,000 | 857,000 |
| Pretax income | 73,000 | 351,000 | 622,000 | 826,000 |
| Income tax | 15,000 | 72,000 | 128,000 | 170,000 |
| Net income | 58,000 | 279,000 | 494,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,594,000 | 9,691,000 | 10,056,000 | 10,248,000 |
| Total capital | 9,655,000 | 9,892,000 | 10,422,000 | 10,782,000 |
| Risk-weighted assets | 36,213,000 | 38,618,000 | 42,455,000 | 49,560,000 |