Call reports 2018
AMERICAN BANK, NATIONAL ASSOCIATION — 2018
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,086,000 | 55,387,000 | 55,127,000 | 54,737,000 |
| Total loans | 24,298,000 | 24,291,000 | 24,725,000 | 24,926,000 |
| Allowance for loan losses | 1,021,000 | 987,000 | 986,000 | 895,000 |
| Securities available for sale | 24,356,000 | 24,388,000 | 27,230,000 | 26,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,662,000 | 50,036,000 | 49,687,000 | 47,912,000 |
| Interest-bearing deposits | 39,256,000 | 36,542,000 | 36,207,000 | 35,929,000 |
| Noninterest-bearing deposits | 13,406,000 | 13,494,000 | 13,480,000 | 11,983,000 |
| Equity capital | 5,070,000 | 5,005,000 | 5,100,000 | 5,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,914,000 | 2,887,000 | 3,860,000 |
| Interest expense | 103,000 | 225,000 | 354,000 | 487,000 |
| Net interest income | 855,000 | 1,689,000 | 2,533,000 | 3,373,000 |
| Noninterest income | 40,000 | 70,000 | 102,000 | 136,000 |
| Noninterest expense | 598,000 | 1,192,000 | 1,753,000 | 2,314,000 |
| Provision for loan losses | 125,000 | 340,000 | 480,000 | 585,000 |
| Pretax income | 172,000 | 227,000 | 402,000 | 610,000 |
| Income tax | 35,000 | 45,000 | 80,000 | 123,000 |
| Net income | 137,000 | 182,000 | 322,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,690,000 | 5,730,000 | 5,874,000 | 5,839,000 |
| Total capital | 6,077,000 | 6,117,000 | 6,269,000 | 6,236,000 |
| Risk-weighted assets | 30,334,000 | 30,335,000 | 30,965,000 | 31,270,000 |