Call reports 2017
AMERICAN BANK, NATIONAL ASSOCIATION — 2017
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,688,000 | 57,752,000 | 56,904,000 | 54,425,000 |
| Total loans | 25,644,000 | 25,111,000 | 24,100,000 | 24,036,000 |
| Allowance for loan losses | 979,000 | 991,000 | 1,007,000 | 1,002,000 |
| Securities available for sale | 24,372,000 | 26,146,000 | 26,434,000 | 25,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,121,000 | 51,916,000 | 50,981,000 | 48,882,000 |
| Interest-bearing deposits | 35,338,000 | 34,915,000 | 33,548,000 | 33,999,000 |
| Noninterest-bearing deposits | 17,783,000 | 17,001,000 | 17,433,000 | 14,883,000 |
| Equity capital | 5,196,000 | 5,454,000 | 5,543,000 | 5,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,114,000 | 3,123,000 | 4,103,000 |
| Interest expense | 83,000 | 169,000 | 257,000 | 349,000 |
| Net interest income | 988,000 | 1,945,000 | 2,866,000 | 3,754,000 |
| Noninterest income | 24,000 | 48,000 | 75,000 | 105,000 |
| Noninterest expense | 561,000 | 1,103,000 | 1,646,000 | 2,220,000 |
| Provision for loan losses | 255,000 | 540,000 | 790,000 | 1,040,000 |
| Pretax income | 196,000 | 350,000 | 505,000 | 599,000 |
| Income tax | 63,000 | 112,000 | 161,000 | 265,000 |
| Net income | 133,000 | 238,000 | 344,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,563,000 | 5,668,000 | 5,774,000 | 5,604,000 |
| Total capital | 5,972,000 | 6,075,000 | 6,168,000 | 5,996,000 |
| Risk-weighted assets | 32,137,000 | 32,049,000 | 30,900,000 | 30,720,000 |