Call reports 2016
AMERICAN BANK, NATIONAL ASSOCIATION — 2016
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,340,000 | 54,833,000 | 55,970,000 | 54,627,000 |
| Total loans | 27,755,000 | 26,922,000 | 27,240,000 | 26,690,000 |
| Allowance for loan losses | 1,002,000 | 1,043,000 | 1,014,000 | 918,000 |
| Securities available for sale | 18,676,000 | 15,450,000 | 17,805,000 | 22,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,730,000 | 48,906,000 | 50,117,000 | 49,248,000 |
| Interest-bearing deposits | 35,499,000 | 36,320,000 | 36,149,000 | 34,543,000 |
| Noninterest-bearing deposits | 12,231,000 | 12,586,000 | 13,968,000 | 14,705,000 |
| Equity capital | 5,253,000 | 5,513,000 | 5,552,000 | 5,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,246,000 | 3,305,000 | 4,371,000 |
| Interest expense | 83,000 | 169,000 | 260,000 | 347,000 |
| Net interest income | 1,085,000 | 2,077,000 | 3,045,000 | 4,024,000 |
| Noninterest income | 24,000 | 50,000 | 73,000 | 101,000 |
| Noninterest expense | 500,000 | 1,016,000 | 1,523,000 | 2,062,000 |
| Provision for loan losses | 350,000 | 585,000 | 875,000 | 1,080,000 |
| Pretax income | 260,000 | 531,000 | 726,000 | 989,000 |
| Income tax | 87,000 | 180,000 | 247,000 | 335,000 |
| Net income | 173,000 | 351,000 | 479,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,325,000 | 5,503,000 | 5,580,000 | 5,505,000 |
| Total capital | 5,751,000 | 5,908,000 | 5,985,000 | 5,926,000 |
| Risk-weighted assets | 33,477,000 | 31,711,000 | 31,728,000 | 33,134,000 |