Call reports 2015
AMERICAN BANK, NATIONAL ASSOCIATION — 2015
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,961,000 | 61,787,000 | 58,052,000 | 52,940,000 |
| Total loans | 25,182,000 | 26,397,000 | 28,514,000 | 27,991,000 |
| Allowance for loan losses | 744,000 | 810,000 | 856,000 | 918,000 |
| Securities available for sale | 28,948,000 | 24,678,000 | 21,784,000 | 20,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,941,000 | 56,727,000 | 52,727,000 | 47,521,000 |
| Interest-bearing deposits | 43,967,000 | 42,854,000 | 42,315,000 | 36,369,000 |
| Noninterest-bearing deposits | 12,974,000 | 13,873,000 | 10,412,000 | 11,152,000 |
| Equity capital | 4,697,000 | 4,709,000 | 5,001,000 | 5,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,092,000 | 3,237,000 | 4,434,000 |
| Interest expense | 107,000 | 209,000 | 311,000 | 399,000 |
| Net interest income | 901,000 | 1,883,000 | 2,926,000 | 4,035,000 |
| Noninterest income | 23,000 | 43,000 | 61,000 | 84,000 |
| Noninterest expense | 460,000 | 934,000 | 1,413,000 | 1,924,000 |
| Provision for loan losses | 300,000 | 555,000 | 835,000 | 1,185,000 |
| Pretax income | 166,000 | 440,000 | 742,000 | 1,011,000 |
| Income tax | 56,000 | 148,000 | 251,000 | 340,000 |
| Net income | 110,000 | 292,000 | 491,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,789,000 | 4,972,000 | 5,171,000 | 5,251,000 |
| Total capital | 5,215,000 | 5,401,000 | 5,609,000 | 5,688,000 |
| Risk-weighted assets | 33,771,000 | 33,949,000 | 34,628,000 | 34,479,000 |