Call reports 2021
KINDRED STATE BANK — 2021
What KINDRED STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 44,570,000 | 42,054,000 | 39,668,000 | 42,715,000 |
| Total loans | 16,023,000 | 17,142,000 | 16,424,000 | 16,022,000 |
| Allowance for loan losses | 254,000 | 251,000 | 251,000 | 133,000 |
| Securities available for sale | 200,000 | 201,000 | 200,000 | 0 |
| Securities held to maturity | 853,000 | 535,000 | 1,053,000 | 1,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,812,000 | 39,208,000 | 36,744,000 | 39,832,000 |
| Interest-bearing deposits | 29,928,000 | 29,541,000 | 28,038,000 | 29,646,000 |
| Noninterest-bearing deposits | 11,884,000 | 9,667,000 | 8,706,000 | 10,186,000 |
| Equity capital | 2,740,000 | 2,823,000 | 2,905,000 | 2,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 530,000 | 774,000 | 968,000 |
| Interest expense | 22,000 | 44,000 | 64,000 | 83,000 |
| Net interest income | 239,000 | 486,000 | 710,000 | 885,000 |
| Noninterest income | 21,000 | 97,000 | 182,000 | 295,000 |
| Noninterest expense | 220,000 | 459,000 | 685,000 | 985,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 40,000 | 124,000 | 207,000 | 175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 124,000 | 207,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,738,000 | 2,822,000 | 2,905,000 | 2,872,000 |
| Total capital | 2,969,000 | 3,056,000 | 3,134,000 | 3,005,000 |
| Risk-weighted assets | 18,474,000 | 18,742,000 | 18,286,000 | 18,220,000 |