Call reports 2016
KINDRED STATE BANK — 2016
What KINDRED STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,508,000 | 27,149,000 | 25,551,000 | 31,319,000 |
| Total loans | 15,062,000 | 15,510,000 | 15,331,000 | 15,095,000 |
| Allowance for loan losses | 126,000 | 127,000 | 131,000 | 133,000 |
| Securities available for sale | 284,000 | 290,000 | 290,000 | 280,000 |
| Securities held to maturity | 2,594,000 | 2,660,000 | 2,264,000 | 2,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,188,000 | 24,781,000 | 22,799,000 | 28,824,000 |
| Interest-bearing deposits | 23,493,000 | 20,446,000 | 18,027,000 | 23,168,000 |
| Noninterest-bearing deposits | 5,695,000 | 4,335,000 | 4,772,000 | 5,656,000 |
| Equity capital | 2,315,000 | 2,362,000 | 2,447,000 | 2,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 471,000 | 716,000 | 939,000 |
| Interest expense | 11,000 | 23,000 | 37,000 | 48,000 |
| Net interest income | 226,000 | 448,000 | 679,000 | 891,000 |
| Noninterest income | 18,000 | 31,000 | 126,000 | 271,000 |
| Noninterest expense | 210,000 | 403,000 | 653,000 | 957,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 69,000 | 153,000 | 206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 69,000 | 153,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,301,000 | 2,342,000 | 2,427,000 | 2,479,000 |
| Total capital | 2,427,000 | 2,469,000 | 2,558,000 | 2,612,000 |
| Risk-weighted assets | 16,335,000 | 15,566,000 | 15,531,000 | 15,862,000 |