Call reports 2015
KINDRED STATE BANK — 2015
What KINDRED STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,153,000 | 28,728,000 | 26,000,000 | 30,171,000 |
| Total loans | 12,563,000 | 13,679,000 | 14,406,000 | 15,549,000 |
| Allowance for loan losses | 126,000 | 126,000 | 126,000 | 126,000 |
| Securities available for sale | 444,000 | 440,000 | 433,000 | 282,000 |
| Securities held to maturity | 1,270,000 | 1,707,000 | 1,500,000 | 1,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,972,000 | 26,522,000 | 23,772,000 | 27,887,000 |
| Interest-bearing deposits | 24,999,000 | 20,985,000 | 18,477,000 | 21,979,000 |
| Noninterest-bearing deposits | 5,973,000 | 5,537,000 | 5,295,000 | 5,908,000 |
| Equity capital | 2,175,000 | 2,200,000 | 2,223,000 | 2,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 440,000 | 675,000 | 890,000 |
| Interest expense | 13,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 199,000 | 416,000 | 639,000 | 842,000 |
| Noninterest income | 31,000 | 48,000 | 119,000 | 266,000 |
| Noninterest expense | 202,000 | 406,000 | 637,000 | 925,000 |
| Provision for loan losses | 0 | 0 | 39,000 | 39,000 |
| Pretax income | 28,000 | 58,000 | 59,000 | 121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 58,000 | 59,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,181,000 | 2,210,000 | 2,212,000 | 2,273,000 |
| Total capital | 2,307,000 | 2,336,000 | 2,338,000 | 2,399,000 |
| Risk-weighted assets | 14,937,000 | 14,947,000 | 14,670,000 | 16,313,000 |