Call reports 2018
SOUTHWEST HERITAGE BANK — 2018
What SOUTHWEST HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 340,840,000 | 377,334,000 | 372,774,000 | 382,595,000 |
| Total loans | 276,740,000 | 301,067,000 | 303,683,000 | 312,575,000 |
| Allowance for loan losses | 3,122,000 | 3,199,000 | 3,234,000 | 2,901,000 |
| Securities available for sale | 26,096,000 | 29,233,000 | 27,930,000 | 33,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,083,000 | 247,616,000 | 252,571,000 | 270,628,000 |
| Interest-bearing deposits | 199,512,000 | 201,318,000 | 205,316,000 | 219,838,000 |
| Noninterest-bearing deposits | 47,571,000 | 46,298,000 | 47,255,000 | 50,790,000 |
| Equity capital | 42,651,000 | 43,042,000 | 43,231,000 | 39,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,095,000 | 8,317,000 | 12,940,000 | 17,633,000 |
| Interest expense | 662,000 | 1,469,000 | 2,504,000 | 3,684,000 |
| Net interest income | 3,433,000 | 6,848,000 | 10,436,000 | 13,949,000 |
| Noninterest income | 3,547,000 | 7,793,000 | 11,395,000 | 15,182,000 |
| Noninterest expense | 6,486,000 | 13,566,000 | 20,568,000 | 27,280,000 |
| Provision for loan losses | 22,000 | 93,000 | 93,000 | 318,000 |
| Pretax income | 472,000 | 982,000 | 1,170,000 | 1,533,000 |
| Income tax | 97,000 | 219,000 | 249,000 | 433,000 |
| Net income | 375,000 | 763,000 | 921,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,339,000 | 42,921,000 | 43,246,000 | 38,703,000 |
| Total capital | 45,629,000 | 46,381,000 | 46,757,000 | 41,685,000 |
| Risk-weighted assets | 263,127,000 | 281,570,000 | 282,740,000 | 287,447,000 |
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