Call reports 2012
SOUTHWEST HERITAGE BANK — 2012
What SOUTHWEST HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 188,033,000 | 184,640,000 | 186,640,000 | 184,356,000 |
| Total loans | 120,209,000 | 120,588,000 | 121,544,000 | 114,501,000 |
| Allowance for loan losses | 3,301,000 | 2,437,000 | 2,385,000 | 2,143,000 |
| Securities available for sale | 41,315,000 | 41,279,000 | 41,869,000 | 44,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,362,000 | 144,343,000 | 145,967,000 | 143,899,000 |
| Interest-bearing deposits | 133,568,000 | 130,933,000 | 132,186,000 | 129,430,000 |
| Noninterest-bearing deposits | 12,794,000 | 13,410,000 | 13,781,000 | 14,469,000 |
| Equity capital | 25,371,000 | 23,990,000 | 24,355,000 | 24,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 4,078,000 | 6,088,000 | 7,979,000 |
| Interest expense | 536,000 | 1,053,000 | 1,558,000 | 2,037,000 |
| Net interest income | 1,446,000 | 3,025,000 | 4,530,000 | 5,942,000 |
| Noninterest income | 588,000 | 940,000 | 1,899,000 | 2,926,000 |
| Noninterest expense | 2,672,000 | 4,783,000 | 7,067,000 | 9,263,000 |
| Provision for loan losses | 363,000 | 363,000 | 363,000 | 538,000 |
| Pretax income | -1,001,000 | -1,181,000 | -1,001,000 | -939,000 |
| Income tax | -388,000 | 798,000 | 872,000 | 893,000 |
| Net income | -613,000 | -1,979,000 | -1,873,000 | -1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,175,000 | 23,866,000 | 23,970,000 | 24,019,000 |
| Total capital | 26,669,000 | 25,313,000 | 25,398,000 | 25,371,000 |
| Risk-weighted assets | 117,707,000 | 114,737,000 | 113,276,000 | 107,384,000 |
Machine access — free, no API key
Every figure shown here about SOUTHWEST HERITAGE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.