Call reports 2024
GOLD COAST BANK — 2024
What GOLD COAST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 454,455,000 | 444,547,000 | 462,125,000 | 463,981,000 |
| Total loans | 355,505,000 | 355,457,000 | 347,932,000 | 355,322,000 |
| Allowance for loan losses | 14,895,000 | 14,595,000 | 14,295,000 | 13,833,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,756,000 | 351,577,000 | 367,079,000 | 368,300,000 |
| Interest-bearing deposits | 348,484,000 | 334,278,000 | 351,317,000 | 350,658,000 |
| Noninterest-bearing deposits | 14,272,000 | 17,299,000 | 15,762,000 | 17,642,000 |
| Equity capital | 55,868,000 | 57,811,000 | 59,421,000 | 60,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,226,000 | 16,616,000 | 24,777,000 | 32,975,000 |
| Interest expense | 4,150,000 | 8,276,000 | 12,529,000 | 16,786,000 |
| Net interest income | 4,076,000 | 8,340,000 | 12,248,000 | 16,189,000 |
| Noninterest income | 413,000 | 1,247,000 | 1,895,000 | 2,338,000 |
| Noninterest expense | 2,392,000 | 5,088,000 | 7,690,000 | 10,415,000 |
| Provision for loan losses | -300,000 | -600,000 | -900,000 | -1,200,000 |
| Pretax income | 2,397,000 | 5,099,000 | 7,353,000 | 9,312,000 |
| Income tax | 692,000 | 1,457,000 | 2,107,000 | 2,727,000 |
| Net income | 1,705,000 | 3,642,000 | 5,246,000 | 6,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,868,000 | 57,811,000 | 59,421,000 | 60,766,000 |