Call reports 2023
GOLD COAST BANK — 2023
What GOLD COAST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 514,770,000 | 446,760,000 | 445,394,000 | 460,009,000 |
| Total loans | 334,058,000 | 332,281,000 | 336,359,000 | 339,424,000 |
| Allowance for loan losses | 15,195,000 | 15,195,000 | 15,195,000 | 15,195,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,331,000 | 355,623,000 | 352,107,000 | 370,331,000 |
| Interest-bearing deposits | 336,154,000 | 333,193,000 | 331,625,000 | 348,252,000 |
| Noninterest-bearing deposits | 24,177,000 | 22,430,000 | 20,482,000 | 22,079,000 |
| Equity capital | 54,186,000 | 56,029,000 | 57,668,000 | 54,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,230,000 | 15,236,000 | 23,121,000 | 30,969,000 |
| Interest expense | 2,758,000 | 6,254,000 | 9,890,000 | 13,725,000 |
| Net interest income | 4,472,000 | 8,982,000 | 13,231,000 | 17,244,000 |
| Noninterest income | 515,000 | 1,040,000 | 1,638,000 | 2,041,000 |
| Noninterest expense | 2,536,000 | 4,989,000 | 7,537,000 | 9,859,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,451,000 | 5,033,000 | 7,332,000 | 9,426,000 |
| Income tax | 709,000 | 1,454,000 | 2,119,000 | 2,730,000 |
| Net income | 1,742,000 | 3,579,000 | 5,213,000 | 6,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,186,000 | 56,029,000 | 57,669,000 | 54,158,000 |