Call reports 2022
GOLD COAST BANK — 2022
What GOLD COAST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 452,029,000 | 440,917,000 | 426,096,000 | 417,378,000 |
| Total loans | 359,998,000 | 360,125,000 | 330,951,000 | 329,271,000 |
| Allowance for loan losses | 15,003,000 | 14,716,000 | 15,035,000 | 15,235,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,662,000 | 372,950,000 | 356,188,000 | 344,925,000 |
| Interest-bearing deposits | 355,583,000 | 338,505,000 | 320,958,000 | 318,828,000 |
| Noninterest-bearing deposits | 30,079,000 | 34,445,000 | 35,230,000 | 26,097,000 |
| Equity capital | 51,434,000 | 53,025,000 | 54,676,000 | 52,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,621,000 | 9,536,000 | 15,029,000 | 21,427,000 |
| Interest expense | 839,000 | 1,680,000 | 2,904,000 | 4,776,000 |
| Net interest income | 3,782,000 | 7,856,000 | 12,125,000 | 16,651,000 |
| Noninterest income | 1,460,000 | 2,746,000 | 3,719,000 | 4,140,000 |
| Noninterest expense | 2,943,000 | 5,926,000 | 8,556,000 | 10,973,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 800,000 |
| Pretax income | 2,149,000 | 4,376,000 | 6,688,000 | 9,018,000 |
| Income tax | 620,000 | 1,262,000 | 1,929,000 | 2,502,000 |
| Net income | 1,529,000 | 3,114,000 | 4,759,000 | 6,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,433,000 | 53,025,000 | 54,676,000 | 52,439,000 |