Call reports 2021
GOLD COAST BANK — 2021
What GOLD COAST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 415,893,000 | 446,999,000 | 461,687,000 | 464,523,000 |
| Total loans | 366,224,000 | 368,275,000 | 377,911,000 | 364,089,000 |
| Allowance for loan losses | 13,934,000 | 14,234,000 | 14,543,000 | 14,853,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,583,000 | 378,623,000 | 392,058,000 | 397,537,000 |
| Interest-bearing deposits | 315,872,000 | 337,620,000 | 360,212,000 | 359,920,000 |
| Noninterest-bearing deposits | 33,711,000 | 41,003,000 | 31,846,000 | 37,617,000 |
| Equity capital | 49,343,000 | 50,415,000 | 51,738,000 | 49,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,292,000 | 8,799,000 | 13,534,000 | 18,018,000 |
| Interest expense | 1,055,000 | 2,048,000 | 3,030,000 | 3,982,000 |
| Net interest income | 3,237,000 | 6,751,000 | 10,504,000 | 14,036,000 |
| Noninterest income | 2,586,000 | 5,507,000 | 7,554,000 | 9,396,000 |
| Noninterest expense | 4,143,000 | 8,782,000 | 12,430,000 | 15,878,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,380,000 | 2,876,000 | 4,728,000 | 6,354,000 |
| Income tax | 396,000 | 828,000 | 1,364,000 | 1,838,000 |
| Net income | 984,000 | 2,048,000 | 3,364,000 | 4,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,343,000 | 50,415,000 | 51,738,000 | 49,897,000 |