Call reports 2019
GOLD COAST BANK — 2019
What GOLD COAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 387,450,000 | 391,045,000 | 378,983,000 | 379,821,000 |
| Total loans | 310,358,000 | 285,010,000 | 280,058,000 | 276,845,000 |
| Allowance for loan losses | 11,924,000 | 11,457,000 | 11,608,000 | 11,601,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,519,000 | 330,994,000 | 319,446,000 | 323,373,000 |
| Interest-bearing deposits | 309,766,000 | 309,816,000 | 300,281,000 | 300,069,000 |
| Noninterest-bearing deposits | 18,753,000 | 21,178,000 | 19,165,000 | 23,304,000 |
| Equity capital | 47,165,000 | 48,417,000 | 49,608,000 | 46,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,564,000 | 11,088,000 | 16,180,000 | 21,103,000 |
| Interest expense | 1,716,000 | 3,572,000 | 5,414,000 | 7,210,000 |
| Net interest income | 3,848,000 | 7,516,000 | 10,766,000 | 13,893,000 |
| Noninterest income | 459,000 | 1,549,000 | 3,091,000 | 4,687,000 |
| Noninterest expense | 2,235,000 | 5,085,000 | 8,078,000 | 11,182,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,922,000 | 3,680,000 | 5,329,000 | 6,798,000 |
| Income tax | 557,000 | 1,070,000 | 1,535,000 | 1,982,000 |
| Net income | 1,365,000 | 2,610,000 | 3,794,000 | 4,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,165,000 | 48,417,000 | 49,608,000 | 46,637,000 |
| Total capital | 50,752,000 | 51,784,000 | 52,986,000 | 49,970,000 |
| Risk-weighted assets | 278,700,000 | 261,248,000 | 261,917,000 | 258,304,000 |