Call reports 2018
GOLD COAST BANK — 2018
What GOLD COAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 375,293,000 | 372,370,000 | 375,236,000 | 379,120,000 |
| Total loans | 329,469,000 | 329,531,000 | 316,263,000 | 308,737,000 |
| Allowance for loan losses | 10,390,000 | 10,692,000 | 11,156,000 | 11,774,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,863,000 | 315,084,000 | 316,572,000 | 321,627,000 |
| Interest-bearing deposits | 297,040,000 | 291,938,000 | 297,989,000 | 300,001,000 |
| Noninterest-bearing deposits | 22,823,000 | 23,146,000 | 18,583,000 | 21,626,000 |
| Equity capital | 44,614,000 | 46,072,000 | 47,383,000 | 45,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,874,000 | 10,198,000 | 15,479,000 | 20,916,000 |
| Interest expense | 1,076,000 | 2,379,000 | 3,831,000 | 5,395,000 |
| Net interest income | 3,798,000 | 7,819,000 | 11,648,000 | 15,521,000 |
| Noninterest income | 683,000 | 1,553,000 | 2,499,000 | 3,231,000 |
| Noninterest expense | 2,436,000 | 4,987,000 | 7,628,000 | 9,963,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,745,000 | 3,785,000 | 5,619,000 | 7,589,000 |
| Income tax | 507,000 | 1,096,000 | 1,626,000 | 2,191,000 |
| Net income | 1,238,000 | 2,689,000 | 3,993,000 | 5,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,614,000 | 46,072,000 | 47,383,000 | 45,794,000 |
| Total capital | 48,513,000 | 49,880,000 | 51,079,000 | 49,401,000 |
| Risk-weighted assets | 305,386,000 | 297,742,000 | 288,147,000 | 280,351,000 |