Call reports 2017
GOLD COAST BANK — 2017
What GOLD COAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 360,472,000 | 364,104,000 | 362,148,000 | 351,184,000 |
| Total loans | 303,262,000 | 315,412,000 | 314,766,000 | 318,778,000 |
| Allowance for loan losses | 9,653,000 | 9,442,000 | 9,788,000 | 10,089,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,895,000 | 308,831,000 | 305,348,000 | 297,508,000 |
| Interest-bearing deposits | 293,338,000 | 290,154,000 | 286,035,000 | 274,313,000 |
| Noninterest-bearing deposits | 16,557,000 | 18,677,000 | 19,313,000 | 23,195,000 |
| Equity capital | 43,296,000 | 44,444,000 | 45,679,000 | 43,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,466,000 | 9,118,000 | 14,034,000 | 18,819,000 |
| Interest expense | 947,000 | 1,917,000 | 2,923,000 | 3,955,000 |
| Net interest income | 3,519,000 | 7,201,000 | 11,111,000 | 14,864,000 |
| Noninterest income | 749,000 | 1,596,000 | 2,577,000 | 3,574,000 |
| Noninterest expense | 2,301,000 | 4,639,000 | 7,166,000 | 9,763,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,667,000 | 3,558,000 | 5,622,000 | 7,475,000 |
| Income tax | 655,000 | 1,398,000 | 2,234,000 | 3,903,000 |
| Net income | 1,012,000 | 2,160,000 | 3,388,000 | 3,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,296,000 | 44,444,000 | 45,679,000 | 43,369,000 |
| Total capital | 46,858,000 | 48,155,000 | 49,371,000 | 47,116,000 |
| Risk-weighted assets | 278,836,000 | 291,097,000 | 289,212,000 | 293,348,000 |