Call reports 2025
FIRST TRI-COUNTY BANK — 2025
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 71,184,000 | 72,243,000 | 71,954,000 | 74,142,000 |
| Total loans | 48,647,000 | 51,391,000 | 51,572,000 | 50,429,000 |
| Allowance for loan losses | 440,000 | 467,000 | 501,000 | 513,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,589,000 | 9,589,000 | 11,076,000 | 14,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,773,000 | 64,699,000 | 64,299,000 | 66,497,000 |
| Interest-bearing deposits | 49,501,000 | 50,867,000 | 49,579,000 | 50,341,000 |
| Noninterest-bearing deposits | 14,272,000 | 13,832,000 | 14,720,000 | 16,156,000 |
| Equity capital | 7,146,000 | 7,256,000 | 7,362,000 | 7,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,636,000 | 2,546,000 | 3,435,000 |
| Interest expense | 249,000 | 485,000 | 716,000 | 950,000 |
| Net interest income | 550,000 | 1,151,000 | 1,830,000 | 2,485,000 |
| Noninterest income | 20,000 | 35,000 | 51,000 | 67,000 |
| Noninterest expense | 469,000 | 919,000 | 1,435,000 | 2,107,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 27,000 |
| Pretax income | 102,000 | 269,000 | 423,000 | 420,000 |
| Income tax | 23,000 | 45,000 | 68,000 | 82,000 |
| Net income | 79,000 | 224,000 | 355,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,671,000 | 6,781,000 | 6,887,000 | 6,872,000 |
Machine access — free, no API key
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