Call reports 2024
FIRST TRI-COUNTY BANK — 2024
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 72,395,000 | 74,709,000 | 76,469,000 | 75,096,000 |
| Total loans | 48,676,000 | 50,600,000 | 51,691,000 | 51,431,000 |
| Allowance for loan losses | 397,000 | 406,000 | 422,000 | 431,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,148,000 | 18,151,000 | 18,156,000 | 17,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,838,000 | 61,426,000 | 60,035,000 | 62,776,000 |
| Interest-bearing deposits | 47,309,000 | 47,935,000 | 47,668,000 | 46,312,000 |
| Noninterest-bearing deposits | 15,529,000 | 13,491,000 | 12,367,000 | 16,464,000 |
| Equity capital | 7,303,000 | 7,000,000 | 7,129,000 | 7,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,540,000 | 2,402,000 | 3,245,000 |
| Interest expense | 250,000 | 565,000 | 895,000 | 1,276,000 |
| Net interest income | 497,000 | 975,000 | 1,507,000 | 1,969,000 |
| Noninterest income | 20,000 | 33,000 | 52,000 | 68,000 |
| Noninterest expense | 489,000 | 906,000 | 1,365,000 | 1,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 104,000 | 196,000 | 101,000 |
| Income tax | 23,000 | 45,000 | 60,000 | 25,000 |
| Net income | 7,000 | 59,000 | 136,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,828,000 | 6,525,000 | 6,654,000 | 6,592,000 |
| Total capital | — | — | — | 7,024,000 |
| Risk-weighted assets | — | — | — | 50,634,000 |