Call reports 2023
FIRST TRI-COUNTY BANK — 2023
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 71,349,000 | 73,014,000 | 75,595,000 | 75,729,000 |
| Total loans | 47,118,000 | 49,475,000 | 51,508,000 | 51,082,000 |
| Allowance for loan losses | 353,000 | 357,000 | 387,000 | 397,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,199,000 | 18,202,000 | 18,205,000 | 18,145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,739,000 | 61,469,000 | 61,032,000 | 60,226,000 |
| Interest-bearing deposits | 43,995,000 | 43,377,000 | 43,708,000 | 43,883,000 |
| Noninterest-bearing deposits | 19,744,000 | 18,092,000 | 17,324,000 | 16,343,000 |
| Equity capital | 7,502,000 | 7,396,000 | 7,388,000 | 7,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,352,000 | 2,102,000 | 2,873,000 |
| Interest expense | 60,000 | 202,000 | 421,000 | 672,000 |
| Net interest income | 604,000 | 1,150,000 | 1,681,000 | 2,201,000 |
| Noninterest income | 18,000 | 34,000 | 47,000 | 62,000 |
| Noninterest expense | 428,000 | 850,000 | 1,371,000 | 1,945,000 |
| Provision for loan losses | 5,000 | 5,000 | 30,000 | 30,000 |
| Pretax income | 189,000 | 329,000 | 337,000 | 298,000 |
| Income tax | 23,000 | 45,000 | 60,000 | 83,000 |
| Net income | 166,000 | 284,000 | 277,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,027,000 | 6,921,000 | 6,914,000 | 6,821,000 |