Call reports 2022
FIRST TRI-COUNTY BANK — 2022
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,476,000 | 75,562,000 | 73,924,000 | 74,365,000 |
| Total loans | 42,728,000 | 47,293,000 | 49,772,000 | 50,909,000 |
| Allowance for loan losses | 348,000 | 321,000 | 333,000 | 336,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,350,000 | 18,352,000 | 18,357,000 | 18,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,919,000 | 68,459,000 | 63,555,000 | 59,949,000 |
| Interest-bearing deposits | 49,551,000 | 50,013,000 | 46,592,000 | 43,040,000 |
| Noninterest-bearing deposits | 20,368,000 | 18,446,000 | 16,963,000 | 16,909,000 |
| Equity capital | 7,385,000 | 6,913,000 | 7,185,000 | 7,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 1,073,000 | 1,699,000 | 2,348,000 |
| Interest expense | 38,000 | 68,000 | 96,000 | 157,000 |
| Net interest income | 451,000 | 1,005,000 | 1,603,000 | 2,191,000 |
| Noninterest income | 31,000 | 48,000 | 207,000 | 213,000 |
| Noninterest expense | 413,000 | 834,000 | 1,319,000 | 1,865,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 600,000 |
| Pretax income | 69,000 | -381,000 | -109,000 | -61,000 |
| Income tax | 23,000 | 45,000 | 45,000 | -59,000 |
| Net income | 46,000 | -426,000 | -154,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,910,000 | 6,438,000 | 6,710,000 | 6,862,000 |
Machine access — free, no API key
Every figure shown here about FIRST TRI-COUNTY BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.