Call reports 2020
FIRST TRI-COUNTY BANK — 2020
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,795,000 | 59,449,000 | 61,001,000 | 62,719,000 |
| Total loans | 46,381,000 | 47,401,000 | 47,460,000 | 46,651,000 |
| Allowance for loan losses | 350,000 | 351,000 | 352,000 | 352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,438,000 | 1,344,000 | 1,344,000 | 1,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,388,000 | 51,912,000 | 53,543,000 | 55,429,000 |
| Interest-bearing deposits | 36,455,000 | 40,010,000 | 40,312,000 | 41,103,000 |
| Noninterest-bearing deposits | 10,933,000 | 11,902,000 | 13,231,000 | 14,326,000 |
| Equity capital | 6,189,000 | 6,322,000 | 6,305,000 | 6,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,212,000 | 1,795,000 | 2,346,000 |
| Interest expense | 93,000 | 182,000 | 283,000 | 370,000 |
| Net interest income | 497,000 | 1,030,000 | 1,512,000 | 1,976,000 |
| Noninterest income | 21,000 | 34,000 | 54,000 | 66,000 |
| Noninterest expense | 409,000 | 796,000 | 1,196,000 | 1,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 268,000 | 370,000 | 231,000 |
| Income tax | 23,000 | 49,000 | 68,000 | 47,000 |
| Net income | 86,000 | 219,000 | 302,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,714,000 | 5,847,000 | 5,830,000 | 5,688,000 |
| Total capital | 6,064,000 | — | — | — |
| Risk-weighted assets | 45,118,000 | — | — | — |
Machine access — free, no API key
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