Call reports 2018
FIRST TRI-COUNTY BANK — 2018
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 54,578,000 | 53,815,000 | 54,079,000 | 52,649,000 |
| Total loans | 43,663,000 | 44,877,000 | 45,895,000 | 45,383,000 |
| Allowance for loan losses | 264,000 | 265,000 | 326,000 | 290,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,220,000 | 3,136,000 | 3,137,000 | 2,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,368,000 | 47,628,000 | 47,233,000 | 45,662,000 |
| Interest-bearing deposits | 37,789,000 | 37,485,000 | 36,575,000 | 34,417,000 |
| Noninterest-bearing deposits | 10,579,000 | 10,143,000 | 10,658,000 | 11,245,000 |
| Equity capital | 5,976,000 | 5,967,000 | 6,146,000 | 5,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,095,000 | 1,662,000 | 2,251,000 |
| Interest expense | 41,000 | 86,000 | 136,000 | 196,000 |
| Net interest income | 503,000 | 1,009,000 | 1,526,000 | 2,055,000 |
| Noninterest income | 25,000 | 55,000 | 80,000 | 88,000 |
| Noninterest expense | 361,000 | 711,000 | 1,123,000 | 1,751,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 35,000 |
| Pretax income | 167,000 | 353,000 | 448,000 | 357,000 |
| Income tax | 0 | 30,000 | 45,000 | 102,000 |
| Net income | 167,000 | 323,000 | 403,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,501,000 | 5,492,000 | 5,671,000 | 5,509,000 |
| Total capital | 5,765,000 | 5,757,000 | 5,997,000 | 5,799,000 |
| Risk-weighted assets | 42,851,000 | 43,290,000 | 44,204,000 | 43,682,000 |