Call reports 2017
FIRST TRI-COUNTY BANK — 2017
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 53,086,000 | 53,550,000 | 53,843,000 | 54,425,000 |
| Total loans | 41,506,000 | 44,246,000 | 45,621,000 | 46,337,000 |
| Allowance for loan losses | 317,000 | 319,000 | 320,000 | 262,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,475,000 | 4,386,000 | 4,358,000 | 3,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,996,000 | 47,445,000 | 46,967,000 | 47,308,000 |
| Interest-bearing deposits | 37,475,000 | 37,690,000 | 37,186,000 | 35,858,000 |
| Noninterest-bearing deposits | 9,521,000 | 9,755,000 | 9,781,000 | 11,450,000 |
| Equity capital | 5,828,000 | 5,781,000 | 5,850,000 | 5,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,047,000 | 1,583,000 | 2,147,000 |
| Interest expense | 33,000 | 67,000 | 102,000 | 142,000 |
| Net interest income | 475,000 | 980,000 | 1,481,000 | 2,005,000 |
| Noninterest income | 27,000 | 46,000 | 66,000 | 101,000 |
| Noninterest expense | 392,000 | 818,000 | 1,233,000 | 1,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 208,000 | 314,000 | 284,000 |
| Income tax | 21,000 | 42,000 | 49,000 | 45,000 |
| Net income | 89,000 | 166,000 | 265,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,353,000 | 5,306,000 | 5,375,000 | 5,334,000 |
| Total capital | 5,670,000 | 5,625,000 | 5,695,000 | 5,596,000 |
| Risk-weighted assets | 40,608,000 | 42,355,000 | 43,404,000 | 44,611,000 |