Call reports 2016
FIRST TRI-COUNTY BANK — 2016
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,022,000 | 52,806,000 | 52,919,000 | 53,620,000 |
| Total loans | 42,748,000 | 42,323,000 | 44,069,000 | 44,524,000 |
| Allowance for loan losses | 312,000 | 314,000 | 315,000 | 316,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,268,000 | 4,184,000 | 4,406,000 | 4,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,958,000 | 46,773,000 | 46,779,000 | 46,727,000 |
| Interest-bearing deposits | 37,178,000 | 37,765,000 | 38,206,000 | 35,187,000 |
| Noninterest-bearing deposits | 8,780,000 | 9,008,000 | 8,573,000 | 11,540,000 |
| Equity capital | 5,753,000 | 5,770,000 | 5,877,000 | 5,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,024,000 | 1,549,000 | 2,076,000 |
| Interest expense | 34,000 | 67,000 | 100,000 | 134,000 |
| Net interest income | 478,000 | 957,000 | 1,449,000 | 1,942,000 |
| Noninterest income | 26,000 | 46,000 | 67,000 | 79,000 |
| Noninterest expense | 383,000 | 744,000 | 1,128,000 | 1,762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 259,000 | 388,000 | 259,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 71,000 |
| Net income | 100,000 | 217,000 | 325,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,278,000 | 5,295,000 | 5,402,000 | 5,265,000 |
| Total capital | 5,590,000 | 5,609,000 | 5,717,000 | 5,581,000 |
| Risk-weighted assets | 41,324,000 | 41,039,000 | 41,881,000 | 42,557,000 |