Call reports 2008
FIRST TRI-COUNTY BANK — 2008
What FIRST TRI-COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,248,000 | 40,686,000 | 40,344,000 | 41,621,000 |
| Total loans | 31,442,000 | 35,827,000 | 36,507,000 | 37,794,000 |
| Allowance for loan losses | 388,000 | 388,000 | 389,000 | 376,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,896,000 | 2,157,000 | 1,904,000 | 1,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,881,000 | 36,209,000 | 35,661,000 | 36,682,000 |
| Interest-bearing deposits | 30,661,000 | 31,514,000 | 31,233,000 | 30,710,000 |
| Noninterest-bearing deposits | 5,220,000 | 4,696,000 | 4,428,000 | 5,972,000 |
| Equity capital | 3,209,000 | 3,337,000 | 3,480,000 | 3,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,297,000 | 1,980,000 | 2,654,000 |
| Interest expense | 320,000 | 605,000 | 891,000 | 1,146,000 |
| Net interest income | 324,000 | 692,000 | 1,089,000 | 1,508,000 |
| Noninterest income | 41,000 | 90,000 | 135,000 | 175,000 |
| Noninterest expense | 265,000 | 549,000 | 778,000 | 1,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 233,000 | 446,000 | 453,000 |
| Income tax | 20,000 | 25,000 | 35,000 | 140,000 |
| Net income | 80,000 | 208,000 | 411,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,734,000 | 2,862,000 | 3,005,000 | 2,907,000 |
| Total capital | 3,105,000 | 3,250,000 | 3,394,000 | 3,283,000 |
| Risk-weighted assets | 29,502,000 | 32,839,000 | 33,326,000 | 34,975,000 |
Machine access — free, no API key
Every figure shown here about FIRST TRI-COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.