Call reports 2016
STATE BANK OF EWEN, THE — 2016
What STATE BANK OF EWEN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,520,000 | 65,206,000 | 65,383,000 | 62,919,000 |
| Total loans | 20,347,000 | 21,325,000 | 21,802,000 | 21,809,000 |
| Allowance for loan losses | 627,000 | 594,000 | 539,000 | 512,000 |
| Securities available for sale | 28,662,000 | 28,037,000 | 27,954,000 | 26,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,992,000 | 54,469,000 | 54,514,000 | 52,773,000 |
| Interest-bearing deposits | 51,250,000 | 50,297,000 | 49,590,000 | 47,833,000 |
| Noninterest-bearing deposits | 4,742,000 | 4,172,000 | 4,924,000 | 4,940,000 |
| Equity capital | 10,271,000 | 10,393,000 | 10,516,000 | 10,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,173,000 | 1,768,000 | 2,349,000 |
| Interest expense | 98,000 | 201,000 | 305,000 | 405,000 |
| Net interest income | 490,000 | 972,000 | 1,463,000 | 1,944,000 |
| Noninterest income | 48,000 | 83,000 | 116,000 | 148,000 |
| Noninterest expense | 338,000 | 686,000 | 1,059,000 | 1,491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 483,000 | 686,000 | 784,000 |
| Income tax | 30,000 | 63,000 | 81,000 | 97,000 |
| Net income | 202,000 | 420,000 | 605,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,501,000 | 9,541,000 | 9,757,000 | 9,915,000 |
| Total capital | 9,885,000 | 9,943,000 | 10,145,000 | 10,277,000 |
| Risk-weighted assets | 29,358,000 | 29,887,000 | 29,316,000 | 28,800,000 |