Call reports 2014
STATE BANK OF EWEN, THE — 2014
What STATE BANK OF EWEN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 56,386,000 | 56,035,000 | 57,895,000 | 57,226,000 |
| Total loans | 19,195,000 | 19,529,000 | 19,446,000 | 19,991,000 |
| Allowance for loan losses | 647,000 | 649,000 | 665,000 | 654,000 |
| Securities available for sale | 23,910,000 | 25,789,000 | 26,876,000 | 26,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,975,000 | 46,298,000 | 47,875,000 | 47,087,000 |
| Interest-bearing deposits | 43,550,000 | 43,007,000 | 44,055,000 | 43,501,000 |
| Noninterest-bearing deposits | 3,425,000 | 3,291,000 | 3,820,000 | 3,586,000 |
| Equity capital | 9,243,000 | 9,434,000 | 9,659,000 | 9,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,152,000 | 1,749,000 | 2,359,000 |
| Interest expense | 93,000 | 184,000 | 275,000 | 371,000 |
| Net interest income | 485,000 | 968,000 | 1,474,000 | 1,988,000 |
| Noninterest income | 52,000 | 87,000 | 122,000 | 152,000 |
| Noninterest expense | 328,000 | 653,000 | 968,000 | 1,329,000 |
| Provision for loan losses | 22,000 | 40,000 | 63,000 | 83,000 |
| Pretax income | 187,000 | 362,000 | 565,000 | 728,000 |
| Income tax | 18,000 | 33,000 | 57,000 | 72,000 |
| Net income | 169,000 | 329,000 | 508,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,006,000 | 9,031,000 | 9,210,000 | 9,208,000 |
| Total capital | 9,321,000 | 9,357,000 | 9,543,000 | 9,545,000 |
| Risk-weighted assets | 24,905,000 | 25,668,000 | 26,322,000 | 26,318,000 |