Call reports 2013
STATE BANK OF EWEN, THE — 2013
What STATE BANK OF EWEN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,154,000 | 53,299,000 | 55,236,000 | 54,785,000 |
| Total loans | 19,581,000 | 19,196,000 | 19,932,000 | 19,722,000 |
| Allowance for loan losses | 718,000 | 735,000 | 628,000 | 618,000 |
| Securities available for sale | 22,832,000 | 22,421,000 | 23,536,000 | 23,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,475,000 | 44,149,000 | 46,055,000 | 45,752,000 |
| Interest-bearing deposits | 41,483,000 | 41,302,000 | 42,695,000 | 42,073,000 |
| Noninterest-bearing deposits | 2,992,000 | 2,847,000 | 3,360,000 | 3,679,000 |
| Equity capital | 9,338,000 | 8,934,000 | 8,958,000 | 8,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,164,000 | 1,754,000 | 2,348,000 |
| Interest expense | 92,000 | 185,000 | 280,000 | 376,000 |
| Net interest income | 494,000 | 979,000 | 1,474,000 | 1,972,000 |
| Noninterest income | 33,000 | 63,000 | 98,000 | 133,000 |
| Noninterest expense | 324,000 | 659,000 | 975,000 | 1,323,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 173,000 | 323,000 | 507,000 | 651,000 |
| Income tax | 16,000 | 23,000 | 43,000 | 32,000 |
| Net income | 157,000 | 300,000 | 464,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,691,000 | 8,668,000 | 8,801,000 | 8,807,000 |
| Total capital | 9,012,000 | 8,975,000 | 9,121,000 | 9,132,000 |
| Risk-weighted assets | 24,292,000 | 24,153,000 | 25,304,000 | 25,745,000 |