Call reports 2025
PEOPLES COMMUNITY BANK, THE — 2025
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 376,196,000 | 369,163,000 | 388,114,000 | 393,998,000 |
| Total loans | 223,235,000 | 231,484,000 | 237,086,000 | 239,723,000 |
| Allowance for loan losses | 3,351,000 | 3,350,000 | 3,358,000 | 3,366,000 |
| Securities available for sale | 75,529,000 | 73,888,000 | 74,288,000 | 82,617,000 |
| Securities held to maturity | 28,453,000 | 28,093,000 | 27,396,000 | 27,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,971,000 | 325,218,000 | 340,686,000 | 345,239,000 |
| Interest-bearing deposits | 258,825,000 | 251,092,000 | 261,607,000 | 262,839,000 |
| Noninterest-bearing deposits | 74,146,000 | 74,126,000 | 79,079,000 | 82,400,000 |
| Equity capital | 41,772,000 | 42,526,000 | 44,769,000 | 45,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,409,000 | 8,883,000 | 13,591,000 | 18,400,000 |
| Interest expense | 1,558,000 | 3,011,000 | 4,508,000 | 5,952,000 |
| Net interest income | 2,851,000 | 5,872,000 | 9,083,000 | 12,448,000 |
| Noninterest income | 822,000 | 1,664,000 | 2,530,000 | 3,455,000 |
| Noninterest expense | 2,212,000 | 4,437,000 | 6,778,000 | 9,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,461,000 | 3,099,000 | 4,835,000 | 6,277,000 |
| Income tax | 280,000 | 659,000 | 1,044,000 | 1,383,000 |
| Net income | 1,181,000 | 2,440,000 | 3,791,000 | 4,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,440,000 | 48,200,000 | 48,801,000 | 49,275,000 |