Call reports 2024
PEOPLES COMMUNITY BANK, THE — 2024
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 359,485,000 | 358,892,000 | 373,356,000 | 377,122,000 |
| Total loans | 224,607,000 | 228,105,000 | 219,152,000 | 223,726,000 |
| Allowance for loan losses | 3,363,000 | 3,362,000 | 3,360,000 | 3,354,000 |
| Securities available for sale | 79,092,000 | 77,350,000 | 80,643,000 | 76,325,000 |
| Securities held to maturity | 30,997,000 | 30,621,000 | 29,151,000 | 28,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,851,000 | 312,134,000 | 324,277,000 | 335,793,000 |
| Interest-bearing deposits | 239,590,000 | 236,122,000 | 244,906,000 | 255,838,000 |
| Noninterest-bearing deposits | 75,261,000 | 76,012,000 | 79,371,000 | 79,955,000 |
| Equity capital | 38,474,000 | 39,167,000 | 42,629,000 | 39,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,117,000 | 8,228,000 | 12,472,000 | 16,884,000 |
| Interest expense | 1,504,000 | 3,048,000 | 4,624,000 | 6,181,000 |
| Net interest income | 2,613,000 | 5,180,000 | 7,848,000 | 10,703,000 |
| Noninterest income | 760,000 | 1,511,000 | 2,357,000 | 3,289,000 |
| Noninterest expense | 2,185,000 | 4,365,000 | 6,473,000 | 8,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,188,000 | 2,326,000 | 3,732,000 | 5,127,000 |
| Income tax | 235,000 | 496,000 | 811,000 | 1,074,000 |
| Net income | 953,000 | 1,830,000 | 2,921,000 | 4,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,043,000 | 46,150,000 | 47,241,000 | 46,759,000 |